Is there an age criteria for the plan?

The minimum entry age for the plan is 18 years and the maximum age at entry is 65 years.

How long do I have to keep paying the premiums?

You must pay the premiums for the entire term of the policy, including in the years you get cash back.

What happens if I miss a premium payment?

You must pay all of the premiums at the agreed date. It is important that you set an affordable premium.

What happens if I stop paying the premiums?

If you stop paying the premiums in the first three years, the policy will lapse and you will receive the account value from the savings part of the plan only. Nothing will be payable from the life assurance element of the plan.

After three years, you can surrender the policy and get some money back from the life assurance element, in addition to the account value of the savings plan.

What happens if the named beneficiary dies?

In the event of the death of the named beneficiary, you may nominate another beneficiary.