Pru-Dollar

Preview

Pru Dollar is a USD-denominated life insurance and savings product that combines long-term savings with life insurance protection.

Plan Overview

The plan offers attractive annual bonus awards, declared at the discretion of Prudential, which are added to the sum assured and significantly enhance the final maturity payout.

It is ideal for disciplined financial planning, helping policyholders save towards:

  • Future education costs
  • A lump sum for business or family investments
  • Long-term goals such as acquiring a home

Key features of – Pru-Dollar

Cover Requirements

For Principal

Pru-Dollar Benefits

Death Benefit

 

  • 50% of the Sum Assured payable to the beneficiary if death occurs before the end of the premium paying term
  • Premiums are waived for the remaining term
  • Policy continues in force until maturity

Permanent Total Disability

 

  • 50% of the Sum Assured payable upon permanent total disability before the end of the premium paying term
  • Premiums are waived for the rest of the policy term
  • Policy continues until maturity

Waiver of Premium

 

  • In the event of death or permanent total disability, no further premiums are payable
  • Policy remains active until the maturity date

Maturity benefit including

 

  • At maturity, the policy pays:
    • 100% of the Sum Assured
    • Plus all accrued bonuses
  • Payment options:
    • Lump sum payment
    • Or three equal annual installments
  • Cover ceases at maturity and no further premiums are required

General Life Insurance Frequently Asked Questions

The bonus on a dollar policy is usually lower because the currency is stable compared to the shilling where Prudential strives to provide for the loss of value through higher bonus rate. This is intended to ensure that the final pay out remains relevant to your needs.
 
Yes, the policy holder can change any aspect of his/her policy within 30 days from issuance. After which all factors are expected to remain the same unless the selected term of the policy allows for one to increase their premium and subsequently increase the benefit.
Clients Feedback

Our Clients Reviews

Thank you, Prudential, for your promptness on the Toll-free line and the WhatsApp group. Martha, Ritah and Elliot, thanks for the super work that you do.

    Immaculate Gonza.

    Centenary Bank.

    Am a service provider and I have worked with so many Insurance companies but by far “The Pru”, has proved to be very prompt when it comes to payment.

      Joel Oroni.

      IMC General Manager.

      Thank you Ritah for your kindness. You really helped me when I was stuck at Doctor's hospital Sseguku. May God reward you abundantly.

        Jacenta Ashaba

        Centenary Bank.

        Thank you Ritah! Thank you that you do not use automated machines, but we get to speak to people like you. We appreciate Prudential, you guys have come into the market with your new thing and it is good. Medical wise we are happy with Prudential!

          Julius Lubega.

          Centenary Bank

          Thank you, Prudential, for the birthday message, I also received messages for my dependants.

            Gertrude Nahabwa

            Centenary Bank

            Give Us A Call

            +256-312-251400

            Send Us A Message

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            Office Location

            7th Floor, Zebra Plaza, Plot 23 Kampala Road, Kampala

            Prudential Uganda is regulated by the Insurance Regulatory Authority of Uganda, whose main responsibility among others, is to ensure that insurance companies honour claims. Furthermore, Prudential Uganda is a subsidiary of Prudential plc, UK, a company that has been honouring claims for over 175 years.

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