Privacy Policy

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Privacy Policy Notice

1. What This Notice Is About
This notice explains how we use your personal information, why we need it, and how we protect it when you apply for or hold a life insurance policy with us.

2. Who This Applies To
This notice applies to:
a. People applying for or holding a life insurance policy
b. People whose lives are insured
c. Beneficiaries who may receive policy benefits
d. Anyone claiming under a policy

3. Who We Are
We are a life insurance company licensed and regulated by the Insurance Regulatory Authority of Uganda. We decide how and why your personal information is used, and we are responsible for protecting it.

4. What Personal Information We Collect
We collect your personal details, health information, and beneficiary details as listed above. We collect minors’ information with the consent of the parents or guardians. Health, financial and minors’ information are processed with enhanced safeguards as required by law.

5. How We Collect Your Information
We collect information:
a. From you when you fill in forms
b. From licensed agents or bank partners who help you buy insurance
c. From doctors or hospitals, where needed and allowed by law

6. Why We Use Your Information
We use your information to:
a. Decide whether we can insure you
b. Set the correct premium
c. Identify you and perform the necessary due diligence
d. Manage your policy
e. communicate with you
f. Pay claims to you or your beneficiaries
g. Comply with the Ugandan laws, regulations and directives
h. Provide you with information regarding our new products and services based on your preferences.
We do not use your information for unfair or hidden purposes.

7. Who We Share Your Information With
We only share your information with people who need it to run your policy, such as:
a. Reinsurers
b. Doctors and claims professionals
c. Third party service providers working on our behalf
d. Regulators, where required by law or pursuant to a court order
We do not sell your personal information.

8. Information transferred Outside Uganda
Your information may be transferred outside Uganda. Where this happens, we have implemented appropriate safeguards to ensure the information is secure.

9. How Long We Keep Your Information
Life insurance policies can last many years. We keep your information only for as long as necessary for:
a. Managing your policy
b. Paying claims
c. Complying with legal and regulatory requirements

10. Your Rights as a Customer
You have the right to:
a. See the information we hold about you
b. Request for a copy of the information we hold about you
c. Ask us to correct errors in the information
d. Opt out to direct marketing
e. Request for your information to be erased
f. Request that decisions concerning you involve human review and not rely solely on automated processes.
g. Raise concerns if you feel data is being misused

11. Complaints and Help
If you are unhappy with how we handle your personal information:
a. Talk to us first
b. If not resolved, you may contact the Insurance Regulatory Authority.

12. Keeping Your Information Safe
We use secure systems, controls and trained staff to protect your information.

13. Use of Artificial Intelligence (AI)
In some cases, we use generative AI or other language-based AI tools to assist our personnel with tasks such as summarization, document review, drafting, classification, or query handling. These tools are designed to support human decision-making and operational efficiency. Where required, decisions that may significantly affect individuals are subject to appropriate human review and oversight.

14. Changes to This Notice
If this notice changes, we will make the updated version available to you on our website.

15. Customer Responsibilities
You must make sure that all information you give us is correct, truthful and kept up to date.
If you give us information about another person (for example a beneficiary or family member), you confirm that:
a. you have informed them, and
b. they have agreed to us using their information for insurance purposes.
Giving wrong or incomplete information may affect your policy or payment of claims.

Give Us A Call

+256-312-251400

Send Us A Message

customercare@prudential.ug

Office Location

7th Floor, Zebra Plaza, Plot 23 Kampala Road, Kampala

Prudential Uganda is regulated by the Insurance Regulatory Authority of Uganda, whose main responsibility among others, is to ensure that insurance companies honour claims. Furthermore, Prudential Uganda is a subsidiary of Prudential plc, UK, a company that has been honouring claims for over 175 years.

© 2023 Prudential Assurance Uganda Limited. All rights reserved.