Group Life is an employee benefit scheme wholly funded by the employer. It gives your employees peace of mind that, should they die in service from natural causes or an accident, their family will receive financial support.

The size of the benefit is expressed as a multiple of an employees annual salary, for example three times their annual salary.

The following benefits can be added to the Group Life policy:

Group Disability – this provides a payment to the employee in the event of a severe and permanent disability that prevents them from continuing employment at the company.

Critical Illness – this provided a payment to the employee in the event they suffer one of the following conditions for the first time: heart attack, cancer, stroke or a kidney transplant (recipient). Pre-existing conditions are not covered.

Funeral Expenses – this provides a payment to the family of the employee to cover the final expenses of life in the event of his or her death while in service.