Pru-Investor Plan
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Plan Overview
Key features of – Pru-Investor Plan
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Entry Age:
Minimum: 18 years
Maximum: 65 years
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Waiting Period;
A waiting period of two months will apply on the policy following a reinstatement after a lapse
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Scope of Cover:
Death
Permanent Total Disability (PTD)
Critical Illness
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Premium Payment Options;
Monthly
Quarterly
Semi‑Annually
Annually
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Liquidity
Offers partial cash‑out of the investment portion (Ts & Cs apply)
Full fund balance payable at policy maturity
Cover Requirements
- National ID / Passport / Driving Permit
- Completed Application form
Pru-Investor Plan Benefits
Death Benefit
100% of the Sum Assured PLUS
100% of the accumulated fund balance (if any)
Paid to beneficiaries upon death of the policyholder
Permanent Total Disability (PTD) Benefit
100% of the Sum Assured, up to a maximum of UGX 300,000,000
Payable when the policyholder becomes totally and permanently disabled
100% of the accumulated fund balance is also paid
Critical illness
30% of the Sum Assured, up to a maximum of UGX 300,000,000 Covers conditions such as: Cancer, Heart Attack, Stroke, Kidney Failure, Major Organ Transplant, Coronary Artery Bypass Surgery, Paraplegia. Does not reduce the death benefit 100% of the accumulated fund balance is paid to the policyholder
Savings / Investment
Up to 100% of the accumulated investment fund can be withdrawn
Withdrawals allowed every 3 years during the premium‑paying term
Maturity
6% of total gross premiums paid (risk + investment)
Plus accrued investment interest, payable at the end of the policy term
Terms and Conditions
- Premiums must be paid regularly and on tim
- Grace period: 180 days
- Policy lapses if premiums remain unpaid beyond the grace period
- Upon policy termination:
- A percentage of the accumulated fund is payable in the first 24 months
- 100% of the accumulated fund becomes payable after 24 months
- A 30‑day cooling‑off period applies from the date of receiving the policy document
- Main exclusions include:
- Suicide or self‑inflicted injury
- War, riots, and civil commotion
- Hazardous occupations
- Undisclosed pre‑existing illnesses
General Pru-Investor Plan Frequently Asked Questions
Clients Feedback
Our Clients Reviews
Centenary Bank.
Am a service provider and I have worked with so many Insurance companies but by far “The Pru”, has proved to be very prompt when it comes to payment.
IMC General Manager.
Thank you Ritah for your kindness. You really helped me when I was stuck at Doctor's hospital Sseguku. May God reward you abundantly.
Centenary Bank.
Thank you Ritah! Thank you that you do not use automated machines, but we get to speak to people like you. We appreciate Prudential, you guys have come into the market with your new thing and it is good. Medical wise we are happy with Prudential!
Centenary Bank
Thank you, Prudential, for the birthday message, I also received messages for my dependants.
Centenary Bank
Give Us A Call
0800-200-052
Send Us A Message
customercare@prudential.ug
Office Location
7th Floor, Zebra Plaza, Plot 23 Kampala Road, Kampala
Prudential Uganda is regulated by the Insurance Regulatory Authority of Uganda, whose main responsibility among others, is to ensure that insurance companies honour claims. Furthermore, Prudential Uganda is a subsidiary of Prudential plc, UK, a company that has been honouring claims for over 175 years.
Thank you, Prudential, for your promptness on the Toll-free line and the WhatsApp group. Martha, Ritah and Elliot, thanks for the super work that you do.